How is stamp duty calculated in India?

Stamp duty is calculated as a percentage of your property's value, using whichever is higher: the actual transaction price or the government guideline/circle rate for that locality. The percentage and any additional charges (registration fee, cess, transfer duty) vary by state.

Do stamp duty rates differ for men and women in India?

In some states — including Delhi, Maharashtra and Tamil Nadu — women buyers receive a lower stamp duty or registration rate. Other states, such as Karnataka and Telangana, apply the same rate regardless of gender.

Is this calculator's result the final amount I will pay?

This tool gives a close estimate based on published state rates. Actual charges at registration can differ slightly due to local cesses, guideline value revisions, or property-specific exemptions, so always confirm the final figure with your Sub-Registrar office before transacting.

Stamp Duty Calculator India 2026

Property Purchase

Stamp Duty & Registration Calculator

Enter your property value and location to see the exact government charges you'll pay at registration — stamp duty, registration fee, and any state-specific surcharges.

Property Value

Enter the agreement value or expected purchase price.

State

Ownership

Male Female Joint

Estimated Government Charges

₹0

Rates last verified:

Rates and regulations can change. This calculator reflects publicly available state rates as of the date shown above. Please verify the latest applicable charges with your state's registration department or Sub-Registrar office before making a property transaction. This is an estimate, not an official government quotation.

How this calculator works

What it calculates

Stamp duty is a state government tax on the property sale document; registration fee is a separate charge for officially recording your ownership. Together they typically add 5–11% on top of your property's price, depending on the state.

What you need

Your property's agreement value (or expected purchase price), the state and — for some states — the city classification, area type, or ownership gender, since these directly change the applicable rate.

Important assumption

This calculator assumes your entered value is at or above the government guideline/circle rate for the property's locality. Stamp duty is legally charged on whichever is higher, so if your locality's guideline value is higher than what you enter, your actual charge will be higher too.

Do stamp duty rates differ for men and women?

In Delhi, Maharashtra, and Tamil Nadu, yes — women buyers get a reduced rate in some or all cases. Karnataka and Telangana apply the same rate to all buyers regardless of gender.

Is this the exact amount I'll pay?

It's a close estimate based on published rates. Local cesses, mid-year guideline value revisions, or property-specific exemptions can shift the final number slightly — always confirm with your Sub-Registrar office before transacting.